Defensive Driving Frequently Asked Questions
Defensive Driving
You will receive a receipt of completion when you have successfully completed the Defensive Driving course. You can print out the receipt of completion and give it to your insurance company to receive your insurance discount.
How much is my insurance discount?
The New Jersey Defensive Driving Course provides a guaranteed 5% reduction in the base rate of your liability, no-fault, and collision premiums. Many insurance carriers offer a 10% reduction for 3 years. Contact your insurance carrier or agent to find out the exact amount they offer.
When does the insurance discount begin?
As long as you turn in the completion certificate within 90 days of completing the online traffic course, the discount begins on the completion date.
Are you approved by New Jersey State MVC?
Yes, we are approved by New Jersey Motor Vehicle Commission, formerly known as the DMV or Department of Motor Vehicles.
How long is the defensive driving course?
The course is six (6) hours long.
How often can I take the Defensive Driving Course?
You may take the course once every 3 years to maintain insurance reduction benefits. You may take the course once every 5 years for point removal.
After I complete the NJ Defensive Driving Course, how do I receive the point reduction?
We will report your successful completion directly to the New Jersey Motor Vehicle Commission (MVC). The MVC will update your driving record and give you credit for the course.
How do I know my driving record shows my defensive driving course completion?
If you need to verify the course completion has been entered on your record, you may request a copy of your driving record from the Motor Vehicle Commission.
What effect does point reduction have on my license and driving record?
Two points will be removed from the accumulated points you currently have on your license.
How much is my insurance discount?
When does the insurance discount begin?
Are you approved by New Jersey State MVC?
How long is the defensive driving course?
How often can I take the Defensive Driving Course?
After I complete the NJ Defensive Driving Course, how do I receive the point reduction?
How do I know my driving record shows my defensive driving course completion?
What effect does point reduction have on my license and driving record?
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